{"id":3175,"date":"2024-03-15T21:54:04","date_gmt":"2024-03-15T21:54:04","guid":{"rendered":"https:\/\/rethinkq.adp.com\/?p=3175"},"modified":"2024-09-03T10:16:48","modified_gmt":"2024-09-03T09:16:48","slug":"real-people-talk-pay-hong-kong","status":"publish","type":"post","link":"https:\/\/rethinkq.adp.com\/real-people-talk-pay-hong-kong\/","title":{"rendered":"How 6 people in Hong Kong earn their dollars"},"content":{"rendered":"\n<header class=\"entry-header bg-adp-tan block--article-header alignfull block--article-header\" >\n\n  \n\n<figure class=\"wp-block-image size-full entry--image\"><img decoding=\"async\" width=\"2000\" height=\"1335\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/ryan-mac-kCABKZBt4Gk-unsplash-2000px.jpg\" alt=\"\" class=\"wp-image-3176\" style=\"object-fit:cover\" srcset=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/ryan-mac-kCABKZBt4Gk-unsplash-2000px.jpg 2000w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/ryan-mac-kCABKZBt4Gk-unsplash-2000px-300x200.jpg 300w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/ryan-mac-kCABKZBt4Gk-unsplash-2000px-1024x684.jpg 1024w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/ryan-mac-kCABKZBt4Gk-unsplash-2000px-768x513.jpg 768w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/ryan-mac-kCABKZBt4Gk-unsplash-2000px-50x33.jpg 50w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/ryan-mac-kCABKZBt4Gk-unsplash-2000px-1600x1068.jpg 1600w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/ryan-mac-kCABKZBt4Gk-unsplash-2000px-1536x1025.jpg 1536w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/ryan-mac-kCABKZBt4Gk-unsplash-2000px-375x250.jpg 375w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group entry--title-wrapper\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"entry--social-share\">\n  <ul>\n    <li><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/rethinkq.adp.com\/real-people-talk-pay-hong-kong\/&#038;t=How 6 people in Hong Kong earn their dollars\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/themes\/rethink-quarterly\/img\/facebook.svg\" alt=\"Facebook logo - click to share this article on Facebook\"><\/a><\/li>\n    <li><a href=\"http:\/\/twitter.com\/share?text=How 6 people in Hong Kong earn their dollars&#038;url=https:\/\/rethinkq.adp.com\/real-people-talk-pay-hong-kong\/\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/themes\/rethink-quarterly\/img\/twitter.svg\" alt=\"Twitter logo - click to share this article on Twitter\"><\/a><\/li>\n    <li><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Frethinkq.adp.com%2Freal-people-talk-pay-hong-kong%2F\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/themes\/rethink-quarterly\/img\/linkedin.svg\" alt=\"LinkedIn logo - click to share this article on Facebook\"><\/a><\/li>\n  <\/ul>\n<\/div>\n\n          <span class=\"entry--tag tag-style\">Real People Talk Pay<\/span>\n    \n  <h1 class=\"entry-title\">How 6 people in Hong Kong earn their dollars<\/h1>\n\n\n<p class=\"is-style-summary-style\">More than 7 million people live in this Special Administrative Region of China.<\/p>\n<\/div><\/div>\n\n\n  <div class=\"entry--meta content-width\">\n           <p class=\"authors\">By\n                        <a href=\"https:\/\/rethinkq.adp.com\/author\/vanesse-chan\/\">Vanesse Chan<\/a>\n\n             \n         \n     <\/p>\n    \n  \n  <p>15 March 2024  <span class=\"desktop-only\">\u2014<\/span> <a href=\"https:\/\/rethinkq.adp.com\/issue-11-borders\/\">Issue 11: Borders<\/a> \n  <\/div><!-- .entry-meta -->\n\n<\/header><!-- .entry-header -->\n\t<div class=\"entry-content content-width\">\n\n\n\n<p>As the fourth-most densely populated region in the world, Hong Kong offers visitors and inhabitants a compact city of startling contrasts. Hundreds of concentrated skyscrapers tower above Victoria Harbour \u2014 whose deep, sheltered waters are responsible for the city\u2019s development as a trading center in the 1800s \u2014 while anachronistic double-decker trams trundle along the shore below. Traditional <em>cha chaan tengs<\/em> (\u201ctea canteens\u201d) serve affordable local meals beside glass-fronted global bank headquarters.&nbsp;&nbsp;<\/p>\n\n\n<div class=\"block--sidebar bg-adp-purple alignright\"><div class=\"block--sidebar__inner\">\n\n<h2 class=\"wp-block-heading\">Hong Kong, SAR China<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Population: 7.4 million<\/li>\n\n\n\n<li>100 Hong Kong dollars (HKD) = $12.78<\/li>\n\n\n\n<li>Official languages: English and Cantonese (Chinese)<\/li>\n\n\n\n<li>Minimum hourly wage: HKD 40 ($5.11)<\/li>\n\n\n\n<li>Median hourly wage: HKD 77.40 ($9.89)<\/li>\n<\/ul>\n\n\n\n<p>Source: Hong Kong Census and Statistics Department<\/p>\n\n<\/div><\/div>\n\n\n<p>Hong Kong is the world\u2019s fourth-ranked <a href=\"https:\/\/www.longfinance.net\/media\/documents\/GFCI_34_Report_2022.09.28_v1.0.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">global financial center<\/a>. Its unique trade agreements, stable exchange rates and low corporate taxes make the city a favorable business environment and financial gateway to China.&nbsp;<\/p>\n\n\n\n<p>Its distinct currency \u2014 the Hong Kong dollar (HKD) \u2014 is the ninth-most traded currency in the world. The currency\u2019s separation from the Chinese yuan renminbi (CNY) stems from the \u201cone country, two systems\u201d agreement, which preserves Hong Kong&#8217;s capitalist economy as a special administrative region (SAR) of China for 50 years, until 2047. The city was a colony of the United Kingdom until 1997.&nbsp;<\/p>\n\n\n\n<p>At the beginning of 2023, Hong Kong became one of the last jurisdictions in the world to reopen after Covid-19. The ensuing economic recovery has been softer than expected: nine months after reopening, tourist arrivals were at just <a href=\"https:\/\/www.hkeconomy.gov.hk\/en\/situation\/index.htm\" target=\"_blank\" rel=\"noreferrer noopener\">65%<\/a> of their 2018 level.&nbsp;<\/p>\n\n\n\n<p>Emigration has also shrunk Hong Kong\u2019s labor force: <a href=\"https:\/\/www.chamber.org.hk\/en\/media\/press-releases_detail.aspx?ID=3746\" target=\"_blank\" rel=\"noreferrer noopener\">74%<\/a> of participating companies in a 2023 Hong Kong General Chamber of Commerce survey reported talent shortages. However, to cope with <a href=\"https:\/\/www.eastasiaforum.org\/2023\/02\/23\/hong-kong-risks-an-irreversible-tech-brain-drain\/\" target=\"_blank\" rel=\"noreferrer noopener\">brain drain<\/a> and an aging population, the government has encouraged workers to immigrate from mainland China \u2014 a scheme that has received more than <a href=\"https:\/\/www.hkeconomy.gov.hk\/en\/pdf\/er_23q3.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">100,000 applications<\/a>.<\/p>\n\n\n\n<p>To gain insights into the ever-changing landscape of Hong Kong, we invited six people from diverse backgrounds to discuss their past, present and future relationships to their income. Their stories reflect the city\u2019s transformations and the dynamic nature of its industries.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image alignwide size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Lyris-Wong_2-1024x576.jpg\" alt=\"\" class=\"wp-image-3179\" srcset=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Lyris-Wong_2-1024x576.jpg 1024w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Lyris-Wong_2-300x169.jpg 300w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Lyris-Wong_2-768x432.jpg 768w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Lyris-Wong_2-50x28.jpg 50w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Lyris-Wong_2-1600x900.jpg 1600w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Lyris-Wong_2-1536x864.jpg 1536w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Lyris-Wong_2-2048x1152.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Lyris Wong<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Partner at global consulting firm<\/h3>\n\n\n\n<p>I studied business and accounting in Hong Kong. Once I finished my degree, I landed a job at a global consulting firm where I focused on digital transformation projects. My area of expertise is finance management and customer relationship management.&nbsp;<\/p>\n\n\n\n<p>The paychecks that truly make me feel special are usually tied to promotions or bonuses. What\u2019s great about these paychecks is that they reward your performance. It\u2019s amazing to see your hard work being recognized and appreciated. The moments when you feel like you\u2019ve advanced in your career and overcome challenges are truly special.<\/p>\n\n\n\n<p>At every stage, receiving a paycheck that reflects your progress and growth brings a sense of happiness. I still remember when I first entered the consulting world, my salary was around HKD 15,000 to 16,000 ($1,918 to $2,046). Consulting firms generally offer higher starting salaries compared to other industries, and the competition to get in is quite fierce. The company I joined after graduation only hired about 10 people throughout the entire city.<\/p>\n\n\n\n<p>Within a consulting firm, we have different grades. As a member of staff, the highest rank you can achieve is director level. Beyond that, you become a partner, which means you become a shareholder in the company. I can&#8217;t provide an exact figure of my income for this year because it depends on how well the company performs.<\/p>\n\n\n<div class=\"block--sidebar bg-adp-navy alignright\"><div class=\"block--sidebar__inner\">\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-1af42eeaca60f1518956d49e2394e926\" style=\"font-size:26px\">Whether you&#8217;re based in a major financial center or looking to break ground in a new market, ADP has <a href=\"https:\/\/uk.adp.com\/what-we-offer\/payroll\/payroll-outsourcing-services.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">3,000 payroll experts<\/a> ready to advise clients across 140 countries.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"540\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/03\/adp-logo-1024x540.png\" alt=\"\" class=\"wp-image-3433\" style=\"width:50px\" srcset=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/03\/adp-logo-1024x540.png 1024w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/03\/adp-logo-300x158.png 300w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/03\/adp-logo-768x405.png 768w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/03\/adp-logo-50x26.png 50w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/03\/adp-logo.png 1238w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div><\/div>\n\n\n<p>In terms of the income range for staff members, it varies greatly based on individual expertise. Some people with unique skill sets can easily earn over HKD 1 million or HKD 2 million per year ($128,000 to $256,000). It\u2019s actually quite common in our field.<\/p>\n\n\n\n<p>Hong Kong is a place full of opportunities. Even now, I believe it\u2019s a fair environment. It doesn&#8217;t matter if you\u2019re a woman or a fresh graduate. Starting your career here provides you with exposure internationally and numerous chances in mainland China and Asia. If you work hard, you\u2019ll eventually reap the rewards.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image alignwide size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Ng-Kwong-Nam_2-1024x576.jpg\" alt=\"\" class=\"wp-image-3180\" srcset=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Ng-Kwong-Nam_2-1024x576.jpg 1024w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Ng-Kwong-Nam_2-300x169.jpg 300w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Ng-Kwong-Nam_2-768x432.jpg 768w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Ng-Kwong-Nam_2-50x28.jpg 50w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Ng-Kwong-Nam_2-1600x900.jpg 1600w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Ng-Kwong-Nam_2-1536x864.jpg 1536w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Ng-Kwong-Nam_2-2048x1152.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Kwong Nam Ng, 63<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Bonesetter<\/h3>\n\n\n\n<p>I make around HKD 20,000 per month, which is enough to cover my expenses since I don&#8217;t have heavy financial burdens.<\/p>\n\n\n\n<p>I was born in Hong Kong. My first job was as a carpenter when I was about 12 years old. I was a carpentry apprentice for four years. However, by the time I finished my training, the industry had started to decline. The labor force and materials in Malaysia were cheaper, so after a few years, I had to switch to another job. In my generation, if you didn\u2019t pursue higher education, your family would encourage you to learn a skilled trade.<\/p>\n\n\n\n<p>That\u2019s when I decided to pursue bone-setting, a type of traditional Chinese medicine. Back in those days, masters wouldn\u2019t hire you as a full-time worker because there weren\u2019t many customers \u2014 the only way into the industry was to be an apprentice. Nowadays young people have to go to a traditional Chinese medicine school if they want to enter the field.&nbsp;<\/p>\n\n\n\n<p>During my apprenticeship, I earned a monthly salary of HKD 120. I was allowed to sleep at the company, and they provided two meals a day. Prices were very low back then, so HKD 120 was enough. I didn\u2019t really have to worry about food and shelter.<\/p>\n\n\n\n<p>I was quite content during that time. Even with just HKD 120 a month, I would still send some money home. My parents were also satisfied. Sometimes I would even buy myself a new shirt as a reward.<\/p>\n\n\n\n<p>After that, in the 1980s, I worked as a truck driver for many years. I earned around HKD 2,000 per month. Then, starting in 2002, I switched to driving minivans. During that time, I was earning around HKD 15,000 to 16,000 per month.<\/p>\n\n\n\n<p>In the 2010s, when I returned to bone-setting, my salary remained around HKD 15,000. My salary increment didn\u2019t really keep pace with the rising inflation rate.&nbsp;<\/p>\n\n\n\n<p>In the future, there may be fewer practitioners using traditional bone-setting methods. The graduates who study traditional Chinese medicine nowadays focus more on methods such as dry needling and cupping therapy. But people are more confident in bone-setting as a medicine these days, as bone-setting regulations have been tightened, so there are more customers.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image alignwide size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nova_2-1024x576.jpg\" alt=\"\" class=\"wp-image-3181\" srcset=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nova_2-1024x576.jpg 1024w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nova_2-300x169.jpg 300w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nova_2-768x432.jpg 768w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nova_2-50x28.jpg 50w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nova_2-1600x900.jpg 1600w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nova_2-1536x864.jpg 1536w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nova_2-2048x1152.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Nova Cancino, 37<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Domestic worker<\/h3>\n\n\n\n<p>I moved from the Philippines to Hong Kong a few years ago. My salary here is just minimum wage, which is HKD 4730 [per month]. Very, very little. So it\u2019s difficult to manage my expenses as Hong Kong is so expensive.&nbsp;<\/p>\n\n\n\n<p>When I was small, my aunties all came to Hong Kong to work, so I thought one day I want to go to Hong Kong, too. I have kids, so I need to send money home to give them a good life, even though I\u2019m so far from them. I need to be strong and focus on what I can give them as a mother. I send half of my salary home each month, around HKD 2,000.<\/p>\n\n\n\n<p>Salaries in Hong Kong are higher. If I stayed in the Philippines, I could earn 500 pesos (about $9) a day. It\u2019s not enough. If you know how to budget your income here in Hong Kong it\u2019s okay. That\u2019s why Filipinos choose to come. Aside from benefits, medication and statutory holidays, if you work for your employer for around five or six years, you can earn double pay for the last month of the year. That is very good.<\/p>\n\n\n\n<p>I want to work until my son becomes a policeman. I told him, \u201cIf you don&#8217;t study hard, I have to stay here. If you study hard, then I can come home. If you have a good education, you can work and do better than me.\u201d<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image alignwide size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Edward-Leung_1-1024x576.jpg\" alt=\"\" class=\"wp-image-3182\" srcset=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Edward-Leung_1-1024x576.jpg 1024w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Edward-Leung_1-300x169.jpg 300w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Edward-Leung_1-768x432.jpg 768w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Edward-Leung_1-50x28.jpg 50w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Edward-Leung_1-1600x900.jpg 1600w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Edward-Leung_1-1536x864.jpg 1536w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Edward-Leung_1-2048x1152.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Edward Leung, 28 <\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Cafe manager<\/h3>\n\n\n\n<p>My very first job was during my secondary school days, back when I was 14 years old. I got the opportunity to work in the kitchen of a Michelin-starred French restaurant. At that time, my hourly rate was HKD 50. So, after wrapping up my classes for the day, I would head straight to work. I used the money I earned to cover my school meal fees and treated myself to some stationery and coffee. Funnily enough, my love for coffee started way back when I was 10 years old.<\/p>\n\n\n\n<p>Since then, I\u2019ve been pretty loyal to the cafe scene. I never really made any drastic career changes. At one point, I was unemployed for a short period of one or two months and tried my hand at a few other jobs. But in the end, I realized that my heart truly belonged to the cafe business, so I made my way back to it.<\/p>\n\n\n\n<p>On average, a shop manager at a cafe can make about HKD 21,000 if you work in a small business. If you work in a larger shop, you may earn around HKD 26,000.&nbsp;<\/p>\n\n\n\n<p>After receiving my next paycheck, I will pay my rent first. It\u2019s around HKD 6000. Transportation costs usually take up around HKD 1,500, and I also need to set aside about HKD 500 for my electricity and water bills.<\/p>\n\n\n\n<p>As for the remaining money, I like to invest it in expanding my knowledge and skills. It really depends on my current interests and hobbies. Right now, I\u2019m particularly intrigued by wine tasting. So I plan to use some of my next paycheck to enroll in wine-tasting classes, where I can learn the intricacies of the craft. It\u2019s somewhat reminiscent of my journey with coffee \u2014 discovering the nuances and truly appreciating the flavors. <\/p>\n\n\n\n<p>For me, saving money just doesn\u2019t make a whole lot of sense, considering how inflation can eat away at its value. Back when I was working in the kitchen, HKD 50 per hour was a decent amount of cash. It covered my school fees and then some. But fast forward to today, and what can you do with HKD 50? It\u2019s barely enough to grab a quick meal at a fast food restaurant. It\u2019s like trying to catch up with a runaway train. So, instead of watching my money lose its worth over time, I&#8217;d rather put it to good use by making some transactions right now.<\/p>\n\n\n\n<p>Coffee is a craft that requires dedicated time and practice to master. Most people are not very patient. When I first started, I committed to working 10 hours a day, five days a week, and it took me six months to achieve proficiency in crafting commendable latte art. Nowadays, most youngsters entering this industry opt for part-time work.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image alignwide size-large\"><img decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Issac-Yau_1-1024x577.jpg\" alt=\"\" class=\"wp-image-3183\" srcset=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Issac-Yau_1-1024x577.jpg 1024w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Issac-Yau_1-300x169.jpg 300w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Issac-Yau_1-768x433.jpg 768w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Issac-Yau_1-50x28.jpg 50w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Issac-Yau_1-1600x901.jpg 1600w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Issac-Yau_1-1536x865.jpg 1536w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Issac-Yau_1-2048x1153.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Issac Yau, 26<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">HR assistant manager at a bank<\/h3>\n\n\n\n<p>I graduated from the Baptist University of Hong Kong, majoring in Human Resources Management. After graduating in 2019, I found a job that is related to human resources. That was in a property management company. At that time, as a recent graduate, my salary was around HKD 15,000. My second job was in HR in an engineering company. I got a raise to around HKD 25,000.&nbsp;<\/p>\n\n\n\n<p>Right now I am an assistant manager of human resources in a bank in Hong Kong, which has been a significant increase in salary. Am I satisfied with my income? You can hardly ever feel satisfied \u2014 you always want to aim higher \u2014 but it\u2019s closer to what I am aiming for.<\/p>\n\n\n\n<p>The major reason prompting my job changes has been the salary. Secondly, it\u2019s also about self-development. When I jump into a new role, I can learn more, which leads to better career prospects.<\/p>\n\n\n\n<p>I spend part of my income on essential daily expenditures. I would divide my spending into a few categories, such as entertainment and investment. Sometimes I also buy luxury products for myself if I have spare money.&nbsp;<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image alignwide size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nanna_3-1024x576.jpg\" alt=\"\" class=\"wp-image-3184\" srcset=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nanna_3-1024x576.jpg 1024w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nanna_3-300x169.jpg 300w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nanna_3-768x432.jpg 768w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nanna_3-50x28.jpg 50w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nanna_3-1600x900.jpg 1600w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nanna_3-1536x864.jpg 1536w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/Nanna_3-2048x1152.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Nanna, 35<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Yoga teacher<\/h3>\n\n\n\n<p>I am from Ukraine. I was traveling a lot, and then I met my husband and I got married. I moved to Hong Kong in 2019. Before that, I was in the hospitality industry, and I started to do yoga in 2019. I decided to switch to something that can support my mental and physical health more.<br><br>It doesn\u2019t matter where you are, you have to love what you do. And you have to be passionate about it. Then you will thrive.<\/p>\n\n\n\n<p>In Hong Kong, I probably don\u2019t earn that much, but I work in a lot of different places. I work with different companies, with corporate employees, teaching them yoga and meditation through different types of workshops. I work with hotels and gyms, too, teaching yoga there. Sometimes I substitute teach at yoga studios, and sometimes I have private classes. Generally, how much I earn depends on the month, but roughly, it\u2019s around HKD 20,000.<\/p>\n\n\n\n<p>I love teaching in Hong Kong because people are very open, and people want to be fit. People care about their mental and physical wellbeing \u2014 they care about their health. It&#8217;s great. Hong Kong is very competitive and vibrant.&nbsp;<\/p>\n\n\n\n<p>My first paycheck in Hong Kong? It was so long ago, in 2019, when Covid started and I had to teach online. My first paycheck was super small, but it was such a great opportunity. I remember after receiving my first paycheck I bought myself a little piece of jewelry to remember it by.&nbsp;<\/p>\n<\/div><\/div>\n\n\n<div class=\"block--author\">      <div class=\"block-author__inner\">\n        <div class=\"author--image\">\n                      <a href=\"https:\/\/rethinkq.adp.com\/author\/vanesse-chan\/\"><img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/02\/vanessechan-298x305.jpg\" alt=\"\" \/><\/a>\n                  <\/div>\n        <div class=\"author--info\">\n                      <a href=\"https:\/\/rethinkq.adp.com\/author\/vanesse-chan\/\" class=\"author--name\">Vanesse Chan<\/a>\n\n          \n          <p>Vanesse Chan is a multimedia journalist based in Hong Kong, with a focus on local politics and social issues. She earned her Bachelor degree of journalism at the University of Hong Kong. In 2019, she covered the Hong Kong protests for multiple news outlets, including CNN and Channel 4. In 2023, she worked as a freelance video producer at Reuters. Her work has also been published by ABC (Australia), Business Insider, TIME magazine and more.<\/p>\n          <div class=\"block--author-social\"><ul class=\"author--socials\"><li><a href=\"https:\/\/www.linkedin.com\/in\/vanesse-chan-733221172\/\" title=\"LinkedIn\" target=\"_blank\"><i class=\"fab fa-linkedin\"><\/i><\/a><\/li><\/ul><\/div>\n        <\/div>\n      <\/div>\n       <\/div>\n\n<div class=\"block--recommended-content alignwide is-style-bg-adp-tan\"><div class=\"block-recommended-content__inner\">\n\n<h2 class=\"wp-block-heading\">Read more<\/h2>\n\n\n<div class=\"block--article-pushpoint pushpoint__small\">      <div class=\"block-article-pushpoint__inner\">\n        <a href=\"https:\/\/rethinkq.adp.com\/real-people-talk-pay-athens-greece\/\">\n        <div class=\"pushpoint--image\">\n          <img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2024\/05\/General_Athens-2-1084x576.jpg\" alt=\"\" \/>\n        <\/div>\n        <div class=\"pushpoint--info\">\n                    <span class=\"pushpoint--title\">How 6 people in Athens earn their euros<\/span>\n          <p>After weathering a financial crisis, people in Greece\u2019s historic capital city are building a brighter future.\n<\/p>        <\/div>\n      <\/a><\/div> <\/div>\n\n<div class=\"block--article-pushpoint pushpoint__small\">      <div class=\"block-article-pushpoint__inner\">\n        <a href=\"https:\/\/rethinkq.adp.com\/real-people-talk-pay-suez-egypt\/\">\n        <div class=\"pushpoint--image\">\n          <img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2023\/11\/six-in-suez-1084x576.jpg\" alt=\"\" \/>\n        <\/div>\n        <div class=\"pushpoint--info\">\n                    <span class=\"pushpoint--title\">How six people in Suez earn their Egyptian pounds<\/span>\n          <p>This important port city in Egypt, connecting Europe and Asia, is home to about 774,000 people.<\/p>        <\/div>\n      <\/a><\/div> <\/div>\n\n<div class=\"block--article-pushpoint pushpoint__small\">      <div class=\"block-article-pushpoint__inner\">\n        <a href=\"https:\/\/rethinkq.adp.com\/how-six-people-in-accra-earn-their-cedis\/\">\n        <div class=\"pushpoint--image\">\n          <img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2023\/05\/istockphoto-1272072590-1024x1024-1-1084x576.jpg\" alt=\"\" \/>\n        <\/div>\n        <div class=\"pushpoint--info\">\n                    <span class=\"pushpoint--title\">How six people in Accra earn their cedis<\/span>\n          <p>From slums overlooked by high-rises to tourism campaigns amid an economic crisis, Accra is a place of opportunity and struggle.\n<\/p>        <\/div>\n      <\/a><\/div> <\/div>\n<\/div><\/div>\n\n\n<section class=\"wp-block-group alignfull section--sign-up has-background\" style=\"background-color:#7967ae\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-align-center is-style-default has-white-color has-text-color has-large-font-size\"><a href=\"\/sign-up\/\">Sign up<\/a> to keep up to date with ReThink Q.<\/p>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>More than 7 million people live in this Special Administrative Region of China. <\/p>\n","protected":false},"author":1,"featured_media":3334,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"footnotes":""},"categories":[36],"tags":[146,106,109,61],"coauthors":[440],"class_list":["post-3175","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-people-talk-pay","tag-asia","tag-hong-kong","tag-paychecks","tag-real-people-talk-pay","issue-issue-11-borders"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - 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