{"id":883,"date":"2021-03-01T16:59:51","date_gmt":"2021-03-01T16:59:51","guid":{"rendered":"http:\/\/rethink-quarterly.local\/?p=883"},"modified":"2024-09-03T22:26:00","modified_gmt":"2024-09-03T21:26:00","slug":"luxembourg-luxuries-lifelines-to-india","status":"publish","type":"post","link":"https:\/\/rethinkq.adp.com\/luxembourg-luxuries-lifelines-to-india\/","title":{"rendered":"Luxembourg\u2019s luxuries fund lifelines to India"},"content":{"rendered":"\n<header class=\"entry-header bg-adp-tan block--article-header alignfull block--article-header\" >\n\n  \n\n<figure class=\"wp-block-image size-full entry--image\"><img decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/cedric-letsch-FPdyoYNdvaM-unsplash.jpeg\" alt=\"\" class=\"wp-image-742\" srcset=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/cedric-letsch-FPdyoYNdvaM-unsplash.jpeg 1920w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/cedric-letsch-FPdyoYNdvaM-unsplash-300x200.jpeg 300w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/cedric-letsch-FPdyoYNdvaM-unsplash-1024x683.jpeg 1024w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/cedric-letsch-FPdyoYNdvaM-unsplash-768x512.jpeg 768w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/cedric-letsch-FPdyoYNdvaM-unsplash-1536x1024.jpeg 1536w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/cedric-letsch-FPdyoYNdvaM-unsplash-375x250.jpeg 375w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><figcaption class=\"wp-element-caption\">Cedric Letsch\/<a href=\"https:\/\/unsplash.com\/@cedricletsch?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText\" target=\"_blank\" rel=\"noreferrer noopener\">Unsplash<\/a><\/figcaption><\/figure>\n\n\n\n<div class=\"wp-block-group entry--title-wrapper\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"entry--social-share\">\n  <ul>\n    <li><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https:\/\/rethinkq.adp.com\/luxembourg-luxuries-lifelines-to-india\/&#038;t=Luxembourg\u2019s luxuries fund lifelines to India\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/themes\/rethink-quarterly\/img\/facebook.svg\" alt=\"Facebook logo - click to share this article on Facebook\"><\/a><\/li>\n    <li><a href=\"http:\/\/twitter.com\/share?text=Luxembourg\u2019s luxuries fund lifelines to India&#038;url=https:\/\/rethinkq.adp.com\/luxembourg-luxuries-lifelines-to-india\/\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/themes\/rethink-quarterly\/img\/twitter.svg\" alt=\"Twitter logo - click to share this article on Twitter\"><\/a><\/li>\n    <li><a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Frethinkq.adp.com%2Fluxembourg-luxuries-lifelines-to-india%2F\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/themes\/rethink-quarterly\/img\/linkedin.svg\" alt=\"LinkedIn logo - click to share this article on Facebook\"><\/a><\/li>\n  <\/ul>\n<\/div>\n\n            <a class=\"entry--tag tag-style\" href=\"https:\/\/rethinkq.adp.com\/time-for-universal-basic-income\/\">Features<\/a>\n\n        \n  <h1 class=\"entry-title\">Luxembourg\u2019s luxuries fund lifelines to India<\/h1>\n\n\n<p class=\"is-style-summary-style\">With its high salaries, Luxembourg draws many workers from around the world. A growing number of Indian citizens work there to support their families back home.<\/p>\n<\/div><\/div>\n\n\n  <div class=\"entry--meta content-width\">\n           <p class=\"authors\">By\n                        <a href=\"https:\/\/rethinkq.adp.com\/author\/kabir-agarwal\/\">Kabir Agarwal<\/a>\n\n             \n         \n     <\/p>\n    \n  \n  <p>1 March 2021  <span class=\"desktop-only\">\u2014<\/span> <a href=\"https:\/\/rethinkq.adp.com\/issue-1-lifelines\/\">Issue 1: Lifelines<\/a> \n  <\/div><!-- .entry-meta -->\n\n<\/header><!-- .entry-header -->\n\t<div class=\"entry-content content-width\">\n\n\n\n<p>Avinash Kumar moved to Luxembourg months ago, and he is still waiting for his paperwork to be processed.&nbsp;But he has already started working at an Indian restaurant as a delivery person \u2014&nbsp;his family depends on his earnings.&nbsp;<\/p>\n\n\n\n<p>Kumar, who asked for his real name not to be used, sends slightly more than half of what he earns back home to his parents, wife and son. \u201cUnfortunately, my wife lost her job in April due to the Covid-19 lockdown. I lost my job last year. So we were really struggling to make ends meet,\u201d he says.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><strong>I want to give my child all the luxuries that I could not have when I was growing up.<\/strong><\/p><\/blockquote><\/figure>\n\n\n\n<p>Kumar is 32 years old, soft-spoken and determined to turn the fortunes of his family around. \u201cI can\u2019t just sit and see my family suffer in poverty,\u201d he says. \u201cI want to give my child all the luxuries that I could not have when I was growing up.\u201d<\/p>\n\n\n\n<p>Luxembourg\u2019s well-paying job opportunities are a big draw \u2014&nbsp;<a href=\"https:\/\/luxembourg.public.lu\/en\/society-and-culture\/population\/demographics.html\" target=\"_blank\" rel=\"noreferrer noopener\">about half<\/a>&nbsp;of its 600,000 residents are foreign nationals. And the tiny country\u2019s total outward remittances total $14 billion a year, accounting for 19% of its GDP, the highest proportion in the world.&nbsp;<\/p>\n\n\n\n<p>Indians form a small but growing presence in the Grand Duchy, having grown from a population of around 500 in 2011 to almost 3,000 in 2020. Luxembourg accounts for a very small fraction of a percent of India\u2019s&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.pewresearch.org\/global\/interactives\/remittance-flows-by-country\/\" target=\"_blank\">remittances<\/a>, about \u20ac1 million annually.&nbsp;<\/p>\n\n\n\n<p>In all, India received $83 billion in remittances in 2019, more than any other country \u2014 more than the entire GDP of Luxembourg, in fact. Remittances are a key piece of India\u2019s economy, contributing about 3% of India\u2019s annual GDP,&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.worldbank.org\/en\/topic\/migrationremittancesdiasporaissues\/brief\/migration-remittances-data\" target=\"_blank\">according to<\/a>&nbsp;World Bank data. And even small remittances can make a big difference back home, especially in Bihar, where Kumar is from.<\/p>\n\n\n\n<figure class=\"wp-block-image alignwide size-large\"><img decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/polina-sushko-Ekc4CNLX7aA-unsplash-scaled-1-1024x682.jpeg\" alt=\"\" class=\"wp-image-884\" srcset=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/polina-sushko-Ekc4CNLX7aA-unsplash-scaled-1-1024x682.jpeg 1024w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/polina-sushko-Ekc4CNLX7aA-unsplash-scaled-1-300x200.jpeg 300w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/polina-sushko-Ekc4CNLX7aA-unsplash-scaled-1-1536x1024.jpeg 1536w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/polina-sushko-Ekc4CNLX7aA-unsplash-scaled-1-2048x1365.jpeg 2048w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/polina-sushko-Ekc4CNLX7aA-unsplash-scaled-1-375x250.jpeg 375w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Luxembourg\u2019s gross national income per capita is the fourth-highest in the world, drawing a huge international workforce. Polina Sushko\/<a href=\"https:\/\/unsplash.com\/photos\/Ekc4CNLX7aA\" target=\"_blank\" rel=\"noreferrer noopener\">Unsplash<\/a><\/figcaption><\/figure>\n\n\n<div class=\"block--sidebar bg-adp-purple\"><div class=\"block--sidebar__inner\">\n\n<h2 class=\"wp-block-heading\"><strong>India<\/strong><\/h2>\n\n\n\n<p>The 32.1 million Indians abroad sent home $83 billion in 2019, more than any other country. About $1 million in remittances was sent to India from Luxembourg.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Luxembourg<\/strong><\/h2>\n\n\n\n<p>About half&nbsp; of Luxembourg\u2019s 600,000 residents are foreign nationals, and 3,000 of those come from India. The tiny country\u2019s outward remittances totaled $14 billion in 2019, accounting for 19% of its GDP, the highest proportion in the world.&nbsp;<\/p>\n\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\">Searching for a future<\/h2>\n\n\n\n<p>The East Indian state of Bihar is where Siddhartha Gautama is said to have attained enlightenment and became the Buddha. Bihar is situated in the fertile plain that follows the river Ganges, and it is now India\u2019s most densely populated state, with more than 100 million residents. But the region remains extraordinarily poor and devoid of economic progress.<\/p>\n\n\n\n<p>Employment opportunities in Bihar are scarce and often not particularly lucrative. At the height of the Covid-19 lockdowns in April and May 2020, the&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/indianexpress.com\/article\/explained\/bihar-elections-2020-job-promise-numbers-explained-6913072\/\" target=\"_blank\">unemployment<\/a>&nbsp;rate in the state jumped to 46% \u2014 twice the national average of 23%. Prior to the lockdown, the&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/indianexpress.com\/article\/explained\/bihar-elections-2020-job-promise-numbers-explained-6913072\/\" target=\"_blank\">unemployment<\/a>&nbsp;rate in Bihar was 10%,&nbsp;still higher than India\u2019s average of 7%.&nbsp;<\/p>\n\n\n\n<p>So, emigration is a fact of life in Bihar. Much of the emigration is seasonal and domestic. In fact, domestic remittances account for 4% of the state\u2019s GDP. Bihar\u2019s average&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.rbi.org.in\/Scripts\/PublicationsView.aspx?id=19743\" target=\"_blank\">per capita income<\/a>&nbsp;is just INR 31,200, or $425. It is one-third of India\u2019s national average per capita income and less than one-tenth of India\u2019s richest state,&nbsp;Goa.&nbsp;<\/p>\n\n\n\n<p>In order to access better employment opportunities, Kumar had been trying for years to relocate by using migration agents. \u201cIn July, I was lucky that a distant uncle who owns a restaurant in Luxembourg asked if I could come join him as migrant workers who worked in his restaurant previously had all left due to coronavirus and did not return,\u201d he says. Some of those workers had returned to India; others went to Portugal.<\/p>\n\n\n\n<p>In July, Kumar\u2019s uncle applied on his behalf for a work permit as a chef when Kumar was still in India. As soon as the initial authorization arrived, Kumar moved to Luxembourg in early September 2020. But he still awaits the final work permit, delayed amid the pandemic, that will allow him to open a bank account and work formally.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p><strong>I had to start working immediately, or my family back home would have to beg for survival.<\/strong><\/p><\/blockquote><\/figure>\n\n\n\n<p>\u201cBut I had to start working immediately, or my family back home would have to beg for survival,\u201d Kumar says. He is getting paid \u20ac1,500 a month \u2014&nbsp;lower than the prescribed social minimum wage of \u20ac2,141 a month in Luxembourg \u2014 but all in cash. \u201cI send around \u20ac800 back to my family and manage as best as I can with the rest here.\u201d&nbsp;<\/p>\n\n\n\n<p>With just \u20ac700 a month to work with, not enough to pay for rent in Luxembourg, Kumar stays with his uncle. \u201cMy uncle has been very kind to let me stay in his house,\u201d he says. \u201cBut I will have to move out eventually. Hopefully, when my paperwork is complete, I will be earning more money and can afford a small room for myself.\u201d&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image alignwide\"><img decoding=\"async\" src=\"https:\/\/rethink.adp.com\/wp-content\/uploads\/2021\/01\/Kamal-Singh.jpeg\" alt=\"\" class=\"wp-image-795\"\/><figcaption class=\"wp-element-caption\">Working in Luxembourg, Kamal Singh sends about 10% of his pay home to his parents living in Patna, the capital of Bihar.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Land of opportunities<\/h2>\n\n\n\n<p>Kamal Singh, who is also from Bihar, first left India in 2011 to begin a job as a software engineer in Singapore. He has been sending a part of his income back home ever since; for the last 18 months from Luxembourg, where the 36-year-old now works as a technical program manager at a major tech company.&nbsp;<\/p>\n\n\n\n<p>Most of the money he has sent went toward repaying loans he took from friends and family in India to pay for his MBA. He made the last repayments four months ago, but he continues to send about 10% of his income to his parents.&nbsp;<\/p>\n\n\n\n<p>Singh says they don\u2019t \u201cneed\u201d the money, but it\u2019s an additional support for his elderly parents living in Patna, the capital of Bihar. Patna is an ancient city dating back to the 5th century BCE and was the capital city of the Indian subcontinent\u2019s first great emperor, Ashoka.&nbsp;<\/p>\n\n\n\n<p>In its current incarnation, it is a bustling city of 2.5 million people that is very different to the laid-back Luxembourg City, with its population of 125,000. But Singh came prepared for the change. \u201cI knew what to expect,\u201d he says. \u201cIt helped that I previously lived in regions that were secluded and quiet. So I was prepared for it.\u201d<\/p>\n\n\n\n<p>The cost of living is quite high in Luxembourg. An&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.numbeo.com\/cost-of-living\/country_result.jsp?country=Luxembourg\" target=\"_blank\">average<\/a>&nbsp;meal at an inexpensive restaurant will set you back about \u20ac16, and the average rent for a two-bedroom apartment in Luxembourg City costs about \u20ac1,800. According to&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.numbeo.com\/cost-of-living\/rankings.jsp\" target=\"_blank\">numbeo<\/a>, it\u2019s more expensive than London but more affordable than Paris. Despite the relatively high cost of living, expats are able to save and send money home thanks to Luxembourg\u2019s equally high wages.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading alignwide\">Greetings and remunerations<\/h2>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>Swapnil Mahalle, who moved to Luxembourg a year ago to work with a major tech company in logistics, has been sending remittances back home to New Delhi to repay his home mortgage and a car loan. \u201cI had just taken a home loan and car but got this excellent opportunity. The job also meant less travel than my previous job and that was a big factor too,\u201d he says.<\/p>\n\n\n\n<p>When Mahalle moved abroad, he still had to repay his loans in India. Initially he used bank-to-bank transfers, which he found to be quite expensive and slow. Then he discovered an online payments platform that also provides money transfer services in many countries including India. The first time that he used it, he says, it took about 12 hours for the transfer to go through, but now Mahalle finds the transfer shows up in his Indian bank account within 15 minutes.<\/p>\n\n\n\n<p>Expats are less likely to use bank transfers due to the high fees, the less favorable exchange rates and the long processing times. Instead, most people now prefer online money transfer operators.&nbsp;<\/p>\n\n\n\n<p>Ashwini Dutt Kandpal, who is 32 and moved to Luxembourg about four years ago, also uses an online payments service to send money to his bank account back home in Chandigarh in the North Indian state of Punjab.&nbsp;<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"768\" height=\"1024\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/Ashwini-Dutt-Kandpal-using-Transfer-Wise-on-his-phone-768x1024-1.jpg\" alt=\"\" class=\"wp-image-885\" srcset=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/Ashwini-Dutt-Kandpal-using-Transfer-Wise-on-his-phone-768x1024-1.jpg 768w, https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/Ashwini-Dutt-Kandpal-using-Transfer-Wise-on-his-phone-768x1024-1-225x300.jpg 225w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p>\u201cThe fee is low, and the transfer happens quite quickly. So, it serves my purpose,\u201d says Kandpal, who works at an Indian restaurant in Luxembourg City.&nbsp;<\/p>\n\n\n\n<p>Kandpal transfers around 30% of his monthly income to his bank account in India for the benefit of his parents and for monthly payments on a life insurance policy in his name. He also uses the money to pay monthly mobile phone and electricity bills for his parents.&nbsp;<\/p>\n\n\n\n<p>\u201cI always keep some money in my account so that I can transfer quickly as and when the need arises,\u201d Kandpal says.<\/p>\n\n\n\n<p>Kandpal is happy that the technology exists for him to easily transfer funds to his parents in India. He hopes he is able to visit in person sometime soon, too. \u201cI hope the Covid-19 restrictions end soon and I am able to go meet my parents. I haven\u2019t been to India in almost two years.\u201d But until then, he will keep sending his money.&nbsp;&nbsp;<\/p>\n\n\n<div class=\"block--author\">      <div class=\"block-author__inner\">\n        <div class=\"author--image\">\n                      <a href=\"https:\/\/rethinkq.adp.com\/author\/kabir-agarwal\/\"><img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/profile_kabir-agarwal-298x305.jpeg\" alt=\"\" \/><\/a>\n                  <\/div>\n        <div class=\"author--info\">\n                      <a href=\"https:\/\/rethinkq.adp.com\/author\/kabir-agarwal\/\" class=\"author--name\">Kabir Agarwal<\/a>\n\n          \n          <p>Kabir Agarwal\u00a0is an independent journalist from India who writes on climate change, business and the economy. He has contributed to the Washington Post, Foreign Policy, Caravan magazine, Al Jazeera and most recently worked as a national reporter at The Wire \u2013 India\u2019s leading independent news website. In 2018, he was awarded the Red Ink Award for excellence in journalism.<\/p>\n          <div class=\"block--author-social\"><ul class=\"author--socials\"><li><a href=\"https:\/\/www.clippings.me\/kabir_agarwal\" title=\"Author Website\" target=\"_blank\"><i class=\"fas fa-globe\"><\/i><\/a><\/li><\/ul><\/div>\n        <\/div>\n      <\/div>\n       <\/div>\n\n<div class=\"block--recommended-content alignwide is-style-bg-adp-tan\"><div class=\"block-recommended-content__inner\">\n\n<h2 class=\"wp-block-heading\">Read more<\/h2>\n\n\n<div class=\"block--article-pushpoint pushpoint__small\">      <div class=\"block-article-pushpoint__inner\">\n        <a href=\"https:\/\/rethinkq.adp.com\/time-for-universal-basic-income\/\">\n        <div class=\"pushpoint--image\">\n          <img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/DW6NFC-1-1084x576.jpeg\" alt=\"\" \/>\n        <\/div>\n        <div class=\"pushpoint--info\">\n                    <span class=\"pushpoint--title\">Has the time finally arrived for Universal Basic Income?<\/span>\n          <p>With so many people around the world losing work during the pandemic, interest in UBI is on the rise. What have we learned so far?<\/p>        <\/div>\n      <\/a><\/div> <\/div>\n\n<div class=\"block--article-pushpoint pushpoint__small\">      <div class=\"block-article-pushpoint__inner\">\n        <a href=\"https:\/\/rethinkq.adp.com\/real-people-talk-pay-kolkata-india\/\">\n        <div class=\"pushpoint--image\">\n          <img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/martin-jernberg-nE2gf1scItI-unsplash-1-1084x576.jpeg\" alt=\"\" \/>\n        <\/div>\n        <div class=\"pushpoint--info\">\n                    <span class=\"pushpoint--title\">How 6 people in Kolkata earn their rupees<\/span>\n          <p>We took to the streets of Kolkata, India, to ask people about their first and future paychecks.\u00a0<\/p>        <\/div>\n      <\/a><\/div> <\/div>\n\n<div class=\"block--article-pushpoint pushpoint__small\">      <div class=\"block-article-pushpoint__inner\">\n        <a href=\"https:\/\/rethinkq.adp.com\/remittances-from-hong-kong-to-the-philippines\/\">\n        <div class=\"pushpoint--image\">\n          <img decoding=\"async\" src=\"https:\/\/rethinkq.adp.com\/wp-content\/uploads\/2021\/09\/manson-yim-Pol02tswjms-unsplash-1-1084x576.jpeg\" alt=\"\" \/>\n        <\/div>\n        <div class=\"pushpoint--info\">\n                    <span class=\"pushpoint--title\">The \u2018modern-day heroes\u2019 funding Filipino families<\/span>\n          <p>More than 120,000 Filipinos work in Hong Kong, primarily as household help. The money they earn abroad is essential for their families\u2019 futures. Their biggest investment? Education.<\/p>        <\/div>\n      <\/a><\/div> <\/div>\n<\/div><\/div>\n\n\n<section class=\"wp-block-group alignfull section--sign-up has-background\" style=\"background-color:#7967ae\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-align-center is-style-default has-white-color has-text-color has-large-font-size\"><a href=\"\/sign-up\/\">Sign up<\/a> to keep up to date with ReThink Q.<\/p>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>With its high salaries, Luxembourg draws many workers from around the world. A growing number of Indian citizens work there to support their families back home.<\/p>\n","protected":false},"author":1,"featured_media":742,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"footnotes":""},"categories":[116,117],"tags":[73,100,89,101,90],"coauthors":[13],"class_list":["post-883","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-features","category-remittances","tag-india","tag-luxembourg","tag-migration","tag-money-transfer","tag-remittances","issue-issue-1-lifelines"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Luxembourg\u2019s luxuries fund lifelines to India - ADP ReThink Q<\/title>\n<meta name=\"description\" content=\"With its high salaries, Luxembourg draws many workers from around the world. 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